Imagine a world where every business transaction instantly appears, ready for your review with a lot less paperwork. That's the power of real-time card transactions from Mastercard and Visa. We're transforming how employees, managers, and finance teams handle expenses – turning a tedious task into a seamless flow by leveraging the cards they already have and prefer.
Mastercard real-time card transaction is supported in the European Union, United Kingdom, Norway, Switzerland, and Canada. Visa real-time transaction support is currently functional in Sweden and the UK, with beta availability in Norway, Denmark, Finland, Netherlands, and Germany.
This isn't just about speed; it's about unparalleled simplicity, flexibility, and putting the user in charge. With the Findity expense management platform, users can connect the cards they already carry, and we handle the heavy lifting. No need to change payment habits or introduce new cards into the wallet.
Connecting a Mastercard or Visa card is incredibly straightforward. A quick, secure process within the expense management platform, complete with 3DS verification, links users existing card in moments – no complex forms or waiting for approvals.
Once connected, a magical transformation happens:
No more missed expenses, just a clear overview for users to take action on when convenient, directly from the card they used.
This means no more forgotten expenses, dramatically reduced manual entry, and no more chasing down missing receipts. Just clear, verified expense data, appearing in the system as it happens. It's a truly paper-free and stress-free way to manage business expenses, built around businesses and employees existing financial tools.
We've made sure this powerful functionality extends to a broad range of cards you already use:
While this function provides instant updates for most transactions, there are a few rare instances where real-time notifications might not occur. This can happen if a specific card issuer isn't connected to, or has opted out from, the card scheme's real-time network. Other reasons might include transactions made at offline terminals that only process later, or cases where a payment goes directly through a bank's network instead of the Mastercard or Visa scheme. General processing delays or your individual notification settings could also be factors.
At Findity, we understand that financial data is highly sensitive. That's why robust security and clear data ownership are at the core of our Real-Time Transactions feature:
All data, regardless of card type, is handled with the utmost security, ensuring it is stored safely and accessible only to authorised individuals.
For Findity white-label partners, this feature directly strengthens your expense offering. You can now provide customers with a powerful, real-time expense management solution that works seamlessly with their existing cards, all under your brand.
The Real-Time Transaction functionality is a core part of the complete embedded expense platform we offer as a white-label solution. When you partner with us, you can take a comprehensive expense product to market in no time, stay focused on your core business instead, and benefit from our expertise to truly elevate your customer's expense experience.
You'll deliver a complete suite of expense management features – from expense claims and mileage reporting to seamless accounting software integrations. This empowers your customers to ditch the manual expense grind, embrace efficiency, and focus on what truly matters for their business – all powered by your brand, and seamlessly working with their preferred cards.