Card connections

Our card-agnostic platform supports all types of cards – from Mastercard and Visa real-time feeds to direct bank integrations for accurate expense data and instant receipt matching.

Real time card transactions, visa and mastercard

Bring your own card expense management

Connect preferred cards - company or personal - for a complete expense experience.

Real-time card data

Instant transaction feeds from supported Mastercard, Visa and major banks for immediate expense reporting.

Total card flexibility

Connect preferred cards – company or personal. We support real-time data and robust direct bank integrations.

Error-free expenses

Transactions are instantly matched to receipts, auto-categorized, and compiled into error- and fraud-free expenses.

Secure and private

Company card data is secured for admins. Personal card data remains fully private and user-owned.

How card-agnostic expense reporting works

Card 1
1

Live transactions

Real-time push notifications from Mastercard and Visa data.
AI Receipt scanner 1
2

Add the receipt

Snap a photo of the receipt or add a digital one.
Card 3
3

Match and submit

The expense is auto-created with matched receipt and transaction.

Real time card expensing in practice

Screenshot 2025-08-28 at 15.46.47

Watch our quick demo for a look at the real time card expense experience you can launch today.

Card integrations

Ready integrations with card schemes, banks and card issuers. Explore the card connections that simplify expense management
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More card information

Which card types are eligible?

For direct integrations with the card networks:

  • Mastercard: Company credit card, debit cards and personal credit cards are supported. Please note that personal debit Mastercards are not supported.

  • Visa: Our solution supports a wide range of Visa card types, including personal credit cards, personal debit cards, company credit cards, and company debit cards. 

For our direct bank or issuer integrations only company cards are eligible. See integrations here

In which countries are real-time transactions available?

Real-time transaction support is available in:

  • Mastercard: The European Union, United Kingdom, Norway, Switzerland, and Canada.

  • Visa: Fully functional in Sweden and the United Kingdom. It is also in beta in Norway, Denmark, Finland, Netherlands, and Germany.

  • First Card: Sweden.

  • SEB: Sweden.

  • Airplus: Norway, Denmark, Sweden, Finland.

What are the key benefits of the Mastercard and Visa card connection?

The key benefits include instant card connection without paperwork, a vast number of eligible cards, real-time push notifications for each transaction, simplified expense creation, and verified transaction data for admins and approvers.

Is transaction data from personal cards private?

Yes, the transaction data is only visible to the cardholder and will not be shared with the organisation. Only expenses that are based on a transaction and are submitted will be visible to relevant users, such as managers and administrators.

Ready to build smarter expense management?

Join leading companies already powering their expense products with Findity.
Let’s talk about what we can create together.