5 business expense trends shaping 2026

Business expenses don’t just reflect spending – they reflect how businesses travel, collaborate, and manage flexibility.

In 2026, we’re seeing continued shifts in expense behaviour: business travel is growing, trips are becoming shorter, and users increasingly expect more connected and flexible expense experiences.

We analysed anonymised behavioural data from the Findity platform between 2022 and 2025. The result is a real-world snapshot of how business expenses are evolving, based on actual expense claims and usage patterns.

The infographic below highlights five key business expense trends shaping 2026. From the continued rise of business travel and changing transportation habits to the rapid growth of real-time card connectivity, the findings reveal how businesses are becoming more purposeful and experience-driven in how they manage expenses.

At the same time, expectations around flexibility continue to grow. Users increasingly expect seamless expense experiences, whether using a personal or company card – pointing toward a more connected and card-agnostic future for expense management.

View the infographic as a PDF.

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